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  • Survey shows Iowa hail claims cost one insurer $132M in 2017

    first_imgDES MOINES — Iowa has fallen from the 9th to the 12th most expensive state for hail damage, according to an annual survey from the state’s largest home and auto insurer.Andrew Peschong of State Farm Colorado, Texas and Illinois had the worst hail damage last year, but it shifts around, depending on where the most severe weather strikes. “In 2017, we had $132-million in hail claims alone with State Farm just in Iowa,” Peschong says. “In 2018, that number went down to $57-million, so while there still was quite a few hail events in Iowa in 2018, it was down from the previous year.”Last year, Iowa customers reported nearly six-thousand hail claims, with the average homeowner claim topping 13-thousand dollars and more than 34-hundred dollars for cars. It may not seem like hail storms hit Iowa that frequently, but Peschong notes, they don’t have to last long to do a lot of damage. “All it takes is 10 seconds or 20 seconds worth of hail falling and you have a large percentage of a certain neighborhood that will all have claims,” Peschong says.While nothing can be done to prevent a hail storm, you can prevent problems associated with them by doing some good tree pruning every year. Also, when building or remodeling, he suggests you consider your roofing carefully.  “If you’re going to get an impact-resistant roof or an impact-resistant shingle, you will pay a little more for it,” Peschong says, “but on the back end, it will really help a lot when you come into a hail storm, preventing that damage.”He also advises clients to do a home inventory by taking pictures or video and store that inventory digitally. In addition, he says to talk to your agent and ask about your coverage and deductible.last_img read more

  • Allsorts® 10 Womens Spiral Spin Screw Pin Hair Clip Twist Barette Blonde Bridal, Love these, first brought from superdrug 3 for £4

    first_imgSo substantially more cost-effective than the large avenue with fast shipping and delivery. So considerably more affordable than the superior street with quickly shipping and delivery. I have been applying these for several years to maintain my hair up at do the job with no acquiring a headache from a pony tail.Arrived before than expected and are awesome. They maintain my great, slippery hair up in all sorts of hairstyles – i can make a fashion in 15 seconds that seems like it’s been skillfully carried out. Will a hundred% be getting these once again if i get rid of them, they are excellent value and so helpful.Get the job done best in my hair when soaked. Pretty interesting- have provided to buddies and household. Get the job done with all hair forms thick and thin lengthy and shorter. Work best in my hair when wet.Key specs for Allsorts® 10 Womens Spiral Spin Screw Pin Hair Clip Twist Barette Gold Blonde Bridal:Pack of 10 Blonde Twisted Hair PinsIdeal for all hair typesOthers colours available in store, brown,black and blondeFast free delivery on all accessories in our storeComments from buyers“Spiral spin screw pin hair, Great and easy to use, Great quality, easy to use, fantastic price, If like me you want to put your hair in an , Great little hair gadget Secure your hair up quickly and , Brilliant way to get a bun without faffing about with “Not just for thicker hair. Quite fantastic for wonderful hair. These are outstanding for my shoulder size incredibly high-quality hair,acquire and twist hair on top rated of head thrust n twist 2 pins into smallish bun.Quick to use holds hair well when positioned effectively and provides no head aches as pins are apt to. The only attract back again i have identified is that the color soon wears away leaving a dull metallic. This is a superior provide the five sets when compared to some.These truly do perform and i have great thin hair, a good order and an excellent value.Fantastic and easy to use, arrived earlier than anticipated and are tremendous sturdy. My hair is actually thick and they maintain it definitely very well. Would definitely buy additional if i reduce these ones.Fantastic way to get a bun without the need of faffing about with. Fantastic way to get a bun without having faffing about with masses of bobby pins. Usually takes seconds and stays in all working day, and i only use just one as my hair is fairly high-quality (even though i did make a ponytail initial).I experienced a person of these previously that’s why i required additional major in up my long hair. My hair is very thick but would think these work on all hair types. For operate we require to maintain our hair up and these eliminate the have to have for elastic bands that are most likely to snap unexpectedly.These are nothing at all quick of miraculous. I have been employing seven-8 hair pins to protected a topknot, now i’m down to two. I have quite thick hair, collarbone duration and layered, really complicated to pin up as it is. Therefore the will need for a lot of pins.Excellent quality, simple to use, great cost. Some of these spiral hair pins have a thin coating that flakes off, producing them rough, these spiral hair pins do not do that. They are the fantastic dimensions to pin my shoulder duration hair up. Just about every one particular is equivalent to at least four everyday hair grips. And this is an incredible rate.If like me you want to place your hair in an. If like me you want to place your hair in an up-do and fail to remember about it, these are for you. I have wonderful truthful hair that reveals up other pins quite simply and involve a lot of work to maintain sleek and hidden but not with these. This is my second get and i in no way want to be devoid of them all over again.Examine out youtube for ideas on how to use them.Really impressed at very first wiv these and delighted wiv the total gained. Pretty impressed at initial wiv these and happy wiv the volume acquired. Easy to set in and appreciate the appear nonetheless hair arrived out a handful of situations so not certain.Purchased these to put my hair up. They are pretty uncomplicated to use and do the occupation just high-quality.Quite pleased with these,my hair as obtained a great deal longer and these magical minor factors maintain it up,they are a god ship.Excellent product or service, excellent worth, arrived in well timed style.Terrific minor hair gadget secure your hair up immediately and. Excellent minimal hair gadgetsecure your hair up speedily and quickly and lasts all daymay acquire a couple of goes collectively it appropriate at initial but persevere and i’m positive you will appreciate these as considerably as i do.Grips hair and held in location but they do get a bit tight.Adore these, 1st introduced from superdrug 3 for £4. Like these, initially brought from superdrug three for £4 these are a lot improved value and precisely the exact same. Assistance so a lot with headache from major hair.Amazing item, i have really thick very long hair, normally i use one/2 a pack of grips and they all get bent out of shape. These quickly keep my hair, 2 if in a rush but four retains it there all working day.They definitely retain your hair up.Adore them the 1st time i have utilised hem and. Love them the 1st time i have made use of hem and my hair seems to be fab and so quick. I have definitely truly thick hair and they get the job done perfectly. The selling price is fab as other would make are a rip off in cost this value is good price.last_img read more

  • 16 days agoReturn pushed back for Newcastle winger Ritchie after surgery

    first_imgReturn pushed back for Newcastle winger Ritchie after surgeryby Ansser Sadiq16 days agoSend to a friendShare the loveNewcastle United winger Matt Ritchie has undergone an operation on his ankle.The Scotland international has been out of action since August. He has been recovering from a nasty challenge by Hamza Choudhury in the League Cup lost to Leicester City.The Chronicle says a decision was made to have the surgery to “clear up the area” around his ankle. Ritchie had recently returned to first-team training but his return now looks likely to be further away than anticipated. About the authorAnsser SadiqShare the loveHave your saylast_img read more

  • 10 days agoRafinha: I’d only leave Barcelona for Celta Vigo

    first_imgTagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Rafinha: I’d only leave Barcelona for Celta Vigoby Carlos Volcano10 days agoSend to a friendShare the loveRafinha Alcántara admits if he hadn’t joined Celta Vigo he would have stayed at Barcelona. The midfielder cut ties with Barca this past summer.”You have a phrase ‘from the heart’ which sums up what the players who have come feel for the club,” said Rafinha. “If it wasn’t for Celta I wouldn’t have left, I’d have stayed at Barcelona.”His father Mazinho played at Celta. “It’s something that you have from little, that you feel, you can’t explain it,” added Rafinha. last_img read more

  • Toymaker VTech to pay 650000 to settle FTC charges over childrens privacy

    This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. VTech Electronics, whose North American operations are based in Arlington Heights, Ill., says it did notify parents and the allegations are based on technical provisions of a children’s privacy law.The company also allegedly failed to protect the data it collected, allowing a hacker to gain access in late 2015, according to the complaint.The children’s privacy case was FTC’s first involving internet-connected toys, said Tom Pahl, acting director of the FTC’s Bureau of Consumer Protection. It shines a light on the growing market, which is expected to reach $15.5 billion by 2022, up from an estimated $4.9 billion in 2017, according to a report from England-based Juniper Research.”(This) sends a message to parents,” Pahl said. “Parents should read a company’s privacy practices, make sure that companies get their permission to collect their children’s information and be aware of their other rights.”Hong Kong-based VTech makes toys such as smart watches and handheld smart devices for kids.The FTC alleges that the Kid Connect app used with some of VTech’s toys collected information on children without notifying parents or getting their consent. That practice is required for children under age 13 by the Children’s Online Privacy Protection Act.VTech also collected information from parents via its online platform Learning Lodge Navigator, where the Kid Connect app was available for download. As of November 2015, parents had registered and created accounts with Learning Lodge for almost 3 million children, including about 638,000 Kid Connect accounts.VTech spokeswoman Kaleigh Steinorth said the company did give notice and get parents’ consent and designed Kid Connect in a way that ensured parents knew how the system worked and what information would be collected.The allegations were based on technical requirements of the Children’s Online Privacy Protection Act regarding how parents must be notified “and how companies must verify that the consenting person is the parent,” she said in an email. “We have taken steps to ensure compliance with these technical requirements,” Steinorth said.The Consumers Union, a nonprofit organization that does product testing and research, has asked the FTC to look into privacy and security concerns related to smart and connected toys.”Parents have a right to know and a right to choose how their children’s personal data is collected,” Katie McInnis, technology policy counsel for Consumers Union, said in a statement.The FTC launched its investigation in late 2015 after the hacker gained access to VTech’s networks, exposing the information, photos and audio of Kid Connect users. The FTC also alleged that VTech falsely stated in its privacy policy that personal information would be encrypted when it was not.As part of the settlement, VTech is required to put a data security system in place that will be subject to independent audits for 20 years.”There’s not a consistent practice over time of companies making sure they are always staying one step ahead of the hackers,” Pahl said. This settlement will help “to make sure that kind of program they develop is in place and works.” Explore further Info on five million VTech customers and kids exposed in breach Citation: Toy-maker VTech to pay $650,000 to settle FTC charges over children’s privacy violations (2018, January 11) retrieved 18 July 2019 from https://phys.org/news/2018-01-toy-maker-vtech-ftc-children-privacy.html ©2018 Chicago Tribune Distributed by Tribune Content Agency, LLC. An electronic toy-maker has agreed to pay $650,000 to settle charges from the Federal Trade Commission that it collected personal information on hundreds of thousands of children without their parents knowing. read more